Know who you are dealing with — before you extend credit.
Record parties that defaulted, bounced cheques or vanished with goods. Check any new party in seconds by GSTIN, PAN, mobile or name — on the web, on Telegram, through the API or straight from your ERP.
No card needed. Reporter identity is never shown to anyone else.
Example only. Reported by subscribers; not independently verified by Merci.
How it works
Record
Add a party by hand or upload your list from Excel. Each entry records its basis — your own experience or an association list — and your declaration.
Check
One box takes a GSTIN, PAN, mobile, e-mail or name. A GSTIN also finds the same business registered in another state, through its PAN.
Share safely
Professional subscribers match against everyone's entries — but see only counts, category and months. Never who reported it, never the remarks.
Connect
Check from Telegram, from your own software through the API, or link your Merci Cloud ERP so every new account master is checked automatically.
Simple yearly plans
Full comparisonBasic
Match against your own entries. 2,000 entries · 250 checks a day · ERP link.
Professional
Match against every subscriber's entries. 10,000 entries · 1,000 checks a day · ERP link.
Business
Match against every subscriber's entries. 20,000 entries · 10,000 checks a day · ERP link.
Built to be fair
This service records allegations made by subscribers. We treat that seriously.
- Every entry carries its basis and the uploader's declaration that it is true and supported by records.
- Every result carries the disclaimer that entries are subscriber-reported and not verified by Merci.
- Name-only matches are always shown as "possible", never as confirmed.
- Party data is never publicly listed, browsable or indexed. Bulk harvesting is rate-limited and watched.
Listed and believe it is wrong?
Any listed party can raise a dispute. A person reviews it, the entry is marked disputed meanwhile, and it is removed if it is not supported.
Dispute an entry